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Assuming you happen to be from San Bernardino area depending on your information: Chapter 7 discharges your individual obligation to pay the debt. If they continue on gathering the debt, you can sue them in bankruptcy court docket for contempt of courtroom for violating the discharge purchase which prohibits collections. Obviously when your house is absent, When the lien is extinguished then there's no lien. If they do Possess a lien, it’s not your problem it’s the 1st property finance loan financial institution’s difficulty. Get hold of your attorney by letter and mail him $a hundred and request him to jot down a letter to them describing that the personal debt has become discharged and that they are violating the discharge get which prohibits collections after a discharge.
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Hey,ya…ok, filed a chapter 13 but had to show it to the chapter seven, turned home over to very first mortgage lender….considered I had been completed. I get a get in touch with from my 2nd declaring chapter 7 doesn’t take out my obligation check this site out to them, then per month afterwards I acquire paperwork stating they marketed my bank loan to a whole new enterprise who are actually sending payment letters asking for #89.
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Thats a brief sale .. correct? They'd take any proceeds earlier mentioned what the initial home loan balance is! So, Is that this correct, can they do that? Not give us a settlement and make us do a brief sale to provide?
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